Rural King Credit Card Minimum Credit Score (2024)

FAQs

What is the minimum credit score to apply for a credit card? ›

There's no exact number that your credit score must be to get a credit card. 90% of top lenders use FICO^® Credit Scores. If you have a low credit score or limited credit history, you still have options. For example, there's no credit score required to apply for a Discover it^® Secured Card.

You can get a credit card with a credit score of 580, but you'll need to apply for specific cards that accept applicants with low credit scores.

Can I get an unsecured credit card with a 500 credit score? Yes, you can get an unsecured credit card with a 500 credit score, but you will likely end up with high fees, high interest rates, and a low credit limit. The best unsecured credit card to get with a 500 credit score is the Credit One Visa card.

The minimum credit score needed to get most Discover credit cards is 700 or above. There are a few Discover cards for which there's no minimum credit score requirement, such as the Discover it® Secured Credit Card which you can get with a bad credit score (below 640).

Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®. While these cards are geared toward people with bad credit and have easy approval odds, they tend to charge high fees and interest, which can make building credit costly.

In most cases, you need at least good credit to get approved for an American Express card, which FICO typically defines as a score of 670 or higher. Other banks also issue American Express cards.

No credit score is required to apply for Discover it^® Student Cash Back, Discover it^® Student Chrome, and Discover it^® Secured Credit Card. Discover will consider information you include on your application and provided by others to determine your eligibility.

What is the minimum for Discover card? ›

According to the Discover sample terms and conditions, the Discover it® Cash Back minimum payment is any past-due amount plus $35, $20 plus any interest and fees, or 2% of the statement balance – whichever is higher.

Is it hard to get a Discover card? It's not hard to get a Discover card. Discover has credit card options for just about everybody, from people who are building or rebuilding credit to those who have a high credit score already. Make sure to pick a card that matches your financial situation.

Minimum CIBIL Score Required to Get a Credit Card

Banks usually accept a CIBIL score in the range of 700-750 and above to issue a credit card to an applicant. This is subject to the applicant meeting all other eligibility requirements. However, there are some credit cards offered to persons with low credit scores.

Yes, many cards are available to people with a 600 credit score. While you probably won't get approved for a top-tier card, you can almost certainly get a modest, unsecured credit card.

Different companies will be looking for different things in potential customers, so while you may be one lender's cup of tea, you may not tick all the boxes for another. We provide a score from between 0-999 and consider a 'good' score to be anywhere between 881 and 960, with 'fair' or average between 721 and 880.

What is the 5/24 rule? Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.